@charset "utf-8";
/* CSS Document */
/* Reset page */

html, body, div, span, applet, object, iframe,
h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code,
del, dfn, em, font, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var,
b, u, i, center,
dl, dt, dd, ol, ul, li,
fieldset, form, label, legend,
table, caption, tbody, tfoot, thead, tr, th, td
{
 margin: 0;
 padding: 0;
 border: 0;
 outline: 0;
 font-size: 100%;
 vertical-align: baseline;
 background: transparent;
}
body
{
 line-height: 1;
 color:#000;
}
#cardsNav ol, ul
{
 list-style: none;
}
blockquote, q
{
 quotes: none;
}
 
:focus
{
 outline: 0;
}
 
ins
{
 text-decoration: none;
}
del
{
 text-decoration: line-through;
}
 
table
{
 border-collapse: collapse;
 border-spacing: 0;
}

/*
	Variable Grid System.
	Learn more ~ http://www.spry-soft.com/grids/
	Based on 960 Grid System - http://960.gs/

	Licensed under GPL and MIT.
*/


/* Containers
----------------------------------------------------------------------------------------------------*/
.container_12 {
	margin-left: auto;
	margin-right: auto;
	width: 960px;
	position:relative;
}

/* Grid >> Global
----------------------------------------------------------------------------------------------------*/

.grid_1,
.grid_2,
.grid_3,
.grid_4,
.grid_5,
.grid_6,
.grid_7,
.grid_8,
.grid_9,
.grid_10,
.grid_11,
.grid_12 {
	display:inline;
	float: left;
	position: relative;
	margin-left: 10px;
	margin-right: 10px;
}

/* Grid >> Children (Alpha ~ First, Omega ~ Last)
----------------------------------------------------------------------------------------------------*/

.alpha {
	margin-left: 0;
}

.omega {
	margin-right: 0;
}

/* Grid >> 12 Columns
----------------------------------------------------------------------------------------------------*/

.container_12 .grid_1 {
	width:60px;
}

.container_12 .grid_2 {
	width:140px;
}

.container_12 .grid_3 {
	width:220px;
}

.container_12 .grid_4 {
	width:300px;
}

.container_12 .grid_5 {
	width:380px;
}

.container_12 .grid_6 {
	width:460px;
}

.container_12 .grid_7 {
	width:540px;
}

.container_12 .grid_8 {
	width:620px;
}

.container_12 .grid_9 {
	width:700px;
}

.container_12 .grid_10 {
	width:780px;
}

.container_12 .grid_11 {
	width:860px;
}

.container_12 .grid_12 {
	width:940px;
}



/* Prefix Extra Space >> 12 Columns
----------------------------------------------------------------------------------------------------*/

.container_12 .prefix_1 {
	padding-left:80px;
}

.container_12 .prefix_2 {
	padding-left:160px;
}

.container_12 .prefix_3 {
	padding-left:240px;
}

.container_12 .prefix_4 {
	padding-left:320px;
}

.container_12 .prefix_5 {
	padding-left:400px;
}

.container_12 .prefix_6 {
	padding-left:480px;
}

.container_12 .prefix_7 {
	padding-left:560px;
}

.container_12 .prefix_8 {
	padding-left:640px;
}

.container_12 .prefix_9 {
	padding-left:720px;
}

.container_12 .prefix_10 {
	padding-left:800px;
}

.container_12 .prefix_11 {
	padding-left:880px;
}



/* Suffix Extra Space >> 12 Columns
----------------------------------------------------------------------------------------------------*/

.container_12 .suffix_1 {
	padding-right:80px;
}

.container_12 .suffix_2 {
	padding-right:160px;
}

.container_12 .suffix_3 {
	padding-right:240px;
}

.container_12 .suffix_4 {
	padding-right:320px;
}

.container_12 .suffix_5 {
	padding-right:400px;
}

.container_12 .suffix_6 {
	padding-right:480px;
}

.container_12 .suffix_7 {
	padding-right:560px;
}

.container_12 .suffix_8 {
	padding-right:640px;
}

.container_12 .suffix_9 {
	padding-right:720px;
}

.container_12 .suffix_10 {
	padding-right:800px;
}

.container_12 .suffix_11 {
	padding-right:880px;
}



/* Push Space >> 12 Columns
----------------------------------------------------------------------------------------------------*/

.container_12 .push_1 {
	left:80px;
}

.container_12 .push_2 {
	left:160px;
}

.container_12 .push_3 {
	left:240px;
}

.container_12 .push_4 {
	left:320px;
}

.container_12 .push_5 {
	left:400px;
}

.container_12 .push_6 {
	left:480px;
}

.container_12 .push_7 {
	left:560px;
}

.container_12 .push_8 {
	left:640px;
}

.container_12 .push_9 {
	left:720px;
}

.container_12 .push_10 {
	left:800px;
}

.container_12 .push_11 {
	left:880px;
}



/* Pull Space >> 12 Columns
----------------------------------------------------------------------------------------------------*/

.container_12 .pull_1 {
	left:-80px;
}

.container_12 .pull_2 {
	left:-160px;
}

.container_12 .pull_3 {
	left:-240px;
}

.container_12 .pull_4 {
	left:-320px;
}

.container_12 .pull_5 {
	left:-400px;
}

.container_12 .pull_6 {
	left:-480px;
}

.container_12 .pull_7 {
	left:-560px;
}

.container_12 .pull_8 {
	left:-640px;
}

.container_12 .pull_9 {
	left:-720px;
}

.container_12 .pull_10 {
	left:-800px;
}

.container_12 .pull_11 {
	left:-880px;
}




/* Clear Floated Elements
----------------------------------------------------------------------------------------------------*/

/* http://sonspring.com/journal/clearing-floats */

.clear {
	clear: both;
	display: block;
	overflow: hidden;
	visibility: hidden;
	width: 0;
	height: 0;
}

/* http://perishablepress.com/press/2008/02/05/lessons-learned-concerning-the-clearfix-css-hack */

.clearfix:after {
	clear: both;
	content: ' ';
	display: block;
	font-size: 0;
	line-height: 0;
	visibility: hidden;
	width: 0;
	height: 0;
}

.clearfix {
	display: inline-block;
}

* html .clearfix {
	height: 1%;
}

.clearfix {
	display: block;
}

/* -------------------------------------------------------------------------------------- */
body
{
	position: relative;
	font-family:Verdana, Geneva, sans-serif;
	background:#EDF3F5 url(../images/topbar-bg-repeat.png) repeat-x top left;
	font-size:12px;
	line-height:18px;
	color:#004A5C;
}
a:link,  a:visited 
{
	color: #38BAD4;
	text-decoration:none;
}

a:hover 
{
	text-decoration:underline;
}
a:active 
{
	color: #38BAD4;
	text-decoration:none;
}
.sub-content .basecol
{
	color:#38BAD4;
	font-size:14px;
}
.topbar
{
	width:940px;
	height:85px;
	margin:0 0 35px 0;
	background:url(../images/topbar-bg.png) no-repeat top left;
}
/* logo */
a#y3s-mortgages-logo
{
	float:left;
	width:45px;
	height:38px;
	margin:23px 0 0 0;
	text-indent:-1000px;
	background:url(../images/y3s-logo.png) no-repeat top left;
}

/* nav menu */
ul#mainNav
{
	float:left;
	list-style-type:none;
	margin:31px 0 0 41px;
	height:15px;
}
ul#mainNav li
{
	float:left;
	font-size:20px;
}
ul#mainNav li a
{
	float: left;
	margin:0;
	padding:0 15px 0 15px;
	text-decoration: none;
	color:#fff;
	background:url(../images/separator.png) no-repeat center right;
}
ul#mainNav li .first
{
	padding-left:0;
}
ul#mainNav li .last
{
	background:0;
}
ul#mainNav li a:hover, ul#mainNav li a#active
{
	color:#8CB6BF;
}

/* sub nav on content pages menu */
.submenucontainer
{
	float:left;
	width:930px;
	margin-left:5px;
	border-bottom:1px solid #BDD0D5;
}
ul#subContentNav
{
	float:right;
	list-style-type:none;
	margin:0 5px 0 0;
	height:40px;
	padding-right:15px;
	line-height:40px;
}
ul#subContentNav li
{
	float:left;
	font-size:15px;
}
ul#subContentNav li a
{
	float: left;
	margin:0;
	padding:0 8px 0 8px;
	text-decoration: none;
	color:#004A5C;
}
ul#subContentNav li .first
{
	padding-left:0;
}
ul#subContentNav li .last
{
	background:0;
	padding-right:0;
}
ul#subContentNav li a:hover
{
	color:#8CB6BF;
}
ul#subContentNav li #active
{
	color:#8CB6BF;
}
.sub-list
{
	list-style-type:disc;
	padding-left:16px;
	margin-bottom:10px;
}


/* sub nav menu */
ul#subNav
{
	float:left;
	list-style-type:none;
	margin:0px 0 0 0;
	height:58px;
}
ul#subNav li
{
	float:left;
	line-height:58px;
}
ul#subNav li a
{
	float: left;
	margin:0;
	padding:0 25px 0 0px;
	text-decoration: none;
	color:#004A5C;
	font-size:15px;
	font-weight:bold;
}
ul#subNav li .first
{
	padding-left:0;
	color:#88B0B8;
}
ul#subNav li .last
{
	background:0;
}
ul#subNav li a:hover
{
	color:#8CB6BF;
}
a .customer-button
{
	float:right;
	width:243px;
	height:37px;
	margin:11px 0 0 0;
	background:url(../images/button-bg.png) no-repeat top left;
}
a .customer-button span
{
	float:left;
	line-height:34px;
	padding:0 0 0 10px;
	color:#fff;
	font-size:21px;
	font-weight:bold;
}
a .customer-button:hover
{
	background:url(../images/button-bg.png) no-repeat bottom left;
}
/* container box with gradient outside of grid 12 auto expands with text */
.box
{
	position: relative;
	float: left;
	padding: 20px 0;
	/*height:510px;  remove to auto expand */
	background: url(../images/box-bg.png) repeat-y 0 0;
}
.box .topcurve, .box .bottomcurve
{
	position: absolute;
	left: 0;
	width: 960px;
	height: 20px;
}
.box .topcurve
{
	top: 0;
	background: url(../images/top-curve.png) no-repeat 0 0;
}
.box .bottomcurve
{
	bottom: 0;
	background: url(../images/bottom-curve.png) no-repeat 0 0;
}
.box .header
{
	position:relative;
	float:left;
	width:845px;
	height:73px;
	line-height:63px;
	margin-left:5px;
	padding:0 0 0 85px;
	background:#E3F5F9 url(../images/small-logo.png) no-repeat 27px 9px;
}
.box .header h1
{
	color:#38BAD4;
	font-size:45px;
	font-weight:normal;
}
.box .header .speach-bubble
{
	position:absolute;
	top:10px;
	right:27px;
	width:323px;
	height:51px;
	line-height:36px;
	background:url(../images/speach-bubble.gif) no-repeat 0 0;
}
.box .header .speach-bubble p
{
	padding:0 0 0 16px;
	color:#fff;
	font-weight:bold;
	font-size:18px;
}
.container
{
	float:left;
	width:282px;
	height:150px;
	margin:114px 54px 157px 115px;
}
.container a p
{
	text-align:center;
	text-decoration:none;
	font-weight:normal;
}
.container a:hover
{
	text-decoration:none;
}
.containerTwo
{
	float:left;
	width:318px;
	height:150px;
	margin:129px 0 157px 54px;
}
.containerTwo a p
{
	text-align:center;
	text-decoration:none;
	font-weight:normal;
}
.containerTwo a:hover
{
	text-decoration:none;
}
a .customer
{
	float:left;
	width:292px;
	height:125px;	
	background:url(../images/i-am-a-customer-button.png) no-repeat top left;
}
a .customer:hover
{
	background:url(../images/i-am-a-customer-button.png) no-repeat bottom left;
}
.container p, .containerTwo p
{
	
	color:#005465;
	font-size:12px;
	font-weight:bold;
}

.grid_12 .separator
{
	float:left;
	width:5px;
	height:191px;
	margin:110px 0 0 0;
	background:url(../images/separator-home.png) no-repeat top left;
}
a .introducer
{
	float:left;
	width:318px;
	height:110px;	
	background:url(../images/i-am-an-introducer.png) no-repeat top left;
}
a .introducer:hover
{
	background:url(../images/i-am-an-introducer.png) no-repeat bottom left;
}
a .introducer p
{
	padding:115px 0 0 0;
}

/* content */
.sub-content
{
	float:left;
	width:424px;
	padding:22px 27px;
}
.sub-content h1, .frame-content h1
{
	color:#38BAD4;
	font-size:35px;
	font-weight:normal;
	line-height:39px;
	margin-bottom:10px;
}
.frame-content
{
	float:left;
	width:890px;
	padding:22px 27px;
}
.sub-content h2
{
	color:#38BAD4;
	font-size:20px;
	font-weight:normal;
	margin:20px 0 10px 0;
}
.sub-content p
{
	color:#004A5C;
	margin-bottom:10px;
}
.sub-content .phone-number
{
	font-size:18px;
}
.sub-content .fee
{
	font-size:14px;
}
.central-content
{
	float:left;
	width:190px;
	height:329px;
	margin:23px 0 15px 0;
}
a .customer-button
{
	float:right;
	width:243px;
	height:37px;
	margin:11px 0 0 0;
	background:url(../images/button-bg.png) no-repeat top left;
}
a .customer-button span
{
	float:left;
	line-height:34px;
	padding:0 0 0 10px;
	color:#fff;
	font-size:21px;
	font-weight:bold;
}
a .customer-button:hover
{
	background:url(../images/button-bg.png) no-repeat bottom left;
}
.buttons-nav
{
	float:left;
	width:200px;
	height:327px;
	padding:0 0 0 19px;
	margin:23px 0 0 19px;
	border-left:1px solid #BDD0D5;
}
.buttons-nav li a
{
	padding:0 0 0 12px;
	line-height:33px;
	margin-bottom:10px;
	color:#fff;
	font-size:21px;
	font-weight:bold;
}
.buttons-nav li .apply-now
{
	font-size:29px;
	line-height:42px;
}
.buttons-nav .apply-now
{
	float:left;
	width:206px;
	height:50px;
	background:url(../images/button-bg-large.png) no-repeat top left;
}
.buttons-nav a.apply-now:hover
{
	background:url(../images/button-bg-large.png) no-repeat bottom left;
	text-decoration:none;
}
.buttons-nav a:hover
{
	background:url(../images/sub-button-bg.png) no-repeat bottom left;
	text-decoration:none;
}
.buttons-nav .sub-button
{
	float:left;
	width:207px;
	height:37px;
	background:url(../images/sub-button-bg.png) no-repeat top left;
}

/* contact form */
#contact-form
{
	float:left;
	width:338px;
}
#contact-form .heading label, .contact h3
{
	width:338px;
	color:#004A5C;
	font-size:18px;
	margin:15px 0 10px 0;
	padding-bottom:5px;
	font-weight:normal;
	background:url(../images/small-border.png) no-repeat bottom left;
}
#contact-form p
{
	float:left;
}
#contact-form h3
{
	font-size:18px;
	color:#004A5C;
	padding-bottom:6px;
}
#contact-form label
{
	float:left;
	width:112px;
	color:#004A5C;
	font-size:12px;
}
#contact-form div.name
{
	margin-top:15px;
}
#contact-form input
{
	float:left;
	width:220px;
	height:22px;
	border:none;
	padding:4px 3px 3px 3px;
	background:url(../images/form-input-bg.png) no-repeat top left;
}
#contact-form select
{
	width:220px;
	border:1px solid #DDD8D8;
}
#contact-form label.error
{
	width: 220px;
	color:#f00;
	font-size:11px;
	padding:5px 10px 10px 112px;
}
#contact-form textarea
{
	float:left;
	width:214px;
	height:69px;
	border:none;
	padding:5px 3px 3px 3px;
	background:url(../images/form-textarea-bg.png) no-repeat top left;
}
#contact-form div
{
	float: left;
	margin-bottom:10px;
}
#contact-form p.submit
{
	float:left;
	margin-left:125px;
}
#contact-form a.sub_btn_text_contact
{
	position:relative;
	display: block;
	width:206px;
	height:37px;
	line-height:37px;
	border:none;
	background:url(../images/sub-button-bg.png) no-repeat top left;
	color:#fff;
	cursor:pointer;
	font-weight:bold;
	font-size:21px;
	padding-left:20px;
	text-decoration:none;
	margin-top:10px;
}
#contact-form a.sub_btn_text_contact:hover
{
	background:url(../images/sub-button-bg.png) no-repeat bottom left;
}
.contact p.contact-header
{
	margin-bottom:0;
	font-size:12px;
	font-weight:bold;
}
/* apply online form customers section */
#quote-form
{
	float:left;
	width:422px;
	margin-top:10px;
}
#quote-form div.sectionblock
{
	float:left;
	width:422px;
	margin-bottom:7px;
}
#quote-form label
{
	float:left;
	width:200px;
}
#quote-form input
{
	float:left;
	width:210px;
	height:27px;
	margin-bottom:10px;
	border:0;
	padding:0 5px 0 5px;
	background:url(../images/form-input-bg.png) no-repeat top left;	
}

#quote-form .chk-box-choice .short-lbl
{
	float:left;
	width:40px;
}
#quote-form .chk-box-choice .gap
{
	margin-left:40px;
}
#quote-form div.lnglbl
{
	float:left;
	margin-bottom:10px;
}
#quote-form .chkbox
{
	float:left;
	width:15px;
	height:15px;
}
#quote-form select
{
	float:left;
	width:220px;
	border:1px solid #DDD8D8;
	margin-bottom:10px;
}
#quote-form .dateFld, #quote-form .last
{
	float:left;
	width:68px;
	margin-right:6px;
}
#quote-form p.submit
{
	float:right;
}
#quote-form a.sub_btn_text
{
	position:relative;
	display: block;
	width:115px;
	height:37px;
	line-height:34px;
	border:none;
	background:url(../images/sub-button-bg-small.png) no-repeat top left;
	color:#fff;
	cursor:pointer;
	font-weight:bold;
	font-size:21px;
	padding:0 15px 0 20px;
	text-decoration:none;
	margin-top:8px;
}
#quote-form a.sub_btn_text:hover
{
	background:url(../images/sub-button-bg-small.png) bottom left;
}

#quote-form label.error
{
	width: 220px;
	color:#f00;
	font-size:11px;
	padding:5px 10px 10px 200px;
}
#quote-form div.introducerdetails
{
	float:left;
	margin-bottom:20px;
}

.sideinfo-container
{
	float:left;
	width:190px;
	margin:85px 0 15px 0;
}
.topcurveinfo
{
	float:left;
	width:190px;
	height:12px;
	background:url(../images/topcurveinfo.png) no-repeat top left;
}
.sideinfo
{
	float:left;
	width:160px;
	padding:8px 15px 0 15px;
	color:#fff;
	background-color:#38BAD4;
}
.bottomcurveinfo
{
	float:left;
	width:190px;
	height:12px;
	background:url(../images/bottomcurve-info.png) no-repeat top left;
}
.sideinfo p
{
	margin-bottom:10px;
}
.sideinfo a
{
	color:#fff;
	font-size:12px;
}
.sideinfo strong
{
	font-size:15px;
}
/* register form */
#registerForm
{
	float:left;
	width:440px;
}
#registerForm div
{
	float:left;
	width:440px;
	margin-bottom:15px;
}
#registerForm label
{
	float:left;
	width:220px;
}
#registerForm input
{
	float:left;
	width:214px;
	height:21px;
	border:0;
	padding:2px 3px 4px 3px;
	background:url(../images/form-input-bg.png) no-repeat top left;
}
#registerForm textarea
{
	float:left;
	width:214px;
	height:69px;
	border:none;
	padding:5px 3px 3px 3px;
	background:url(../images/form-textarea-bg.png) no-repeat top left;
}
#registerForm .radio
{
	float:left;
	width:15px;
	height:15px;
	margin:0;
	padding:0;
}
#registerForm .terms
{
	width:440px;
}
#registerForm .lnglbl
{
	width:310px;
}
#registerForm .chkbox
{
	float:left;
	width:15px;
	height:15px;
	margin:0;
	padding:0;
}

a.sub_btn_text_register:hover
{
	color:#fff;
	text-decoration:none;
	background:url(../images/contact-button.png) no-repeat bottom left;
}
#registerForm label.error
{
	width: 220px;
	color:#f00;
	font-size:11px;
	padding:5px 10px 10px 220px;
}
#registerForm label.error
{
	width: 220px;
	color:#f00;
	font-size:11px;
	padding:5px 10px 10px 220px;
}
#registerForm p.submit
{
	float:right;
}
#registerForm a.sub_btn_text_register
{
	position:relative;
	display: block;
	width:192px;
	height:37px;
	line-height:37px;
	border:none;
	background:url(../images/sub-button-bg.png) no-repeat top left;
	color:#fff;
	cursor:pointer;
	font-weight:bold;
	font-size:21px;
	padding-left:15px;
	text-decoration:none;
	margin-top:8px;
}
#registerForm a.sub_btn_text_register:hover
{
	background:url(../images/sub-button-bg.png) bottom left;
}
.wobblyborder
{
	float:left;
	width:422px;
	height:10px;
	background:url(../images/wobbly-border.png) no-repeat top left;
}
p.standout
{
	font-size:14px;
	margin-bottom:3px;
}
div.keytxt
{
	float:left;
	font-size:10px;
	line-height:13px;
	margin-top:8px;
}
/* Footer --------------------- */
#footer-bar-stretch
{
	position:relative;
	float:left;
	width:100%;
	height:54px;
	background-color:#D5E3E6;
	margin:32px 0 0 0;
}
div.footer-bar
{
	position:absolute;
	top:-3px;
	left:0;
	width:940px;
	height:58px;
	background:#D5E3E6 url(../images/footer-bar.png) no-repeat top left;
}
div#footer
{
	float:left;
	width:100%;
	height: 79px;
	padding-top:20px;
	color:#6E9BA8;
	font-size:10px;
}
div#footer p
{
	margin-top:17px;
	line-height:15px;
}
div#footer .note
{
	font-weight:bold;
	color:#004A5C;
	font-size:11px;
	margin:0;
}
/* sub nav menu */
ul#footerNav
{
	float:left;
	list-style-type:none;
	margin:0px 0 0 0;
	height:58px;
}
ul#footerNav li
{
	float:left;
	line-height:58px;
}
ul#footerNav li a, ul#footerNav .first
{
	float: left;
	margin:0;
	padding:0 25px 0 0px;
	text-decoration: none;
	color:#6E9BA8;
	font-size:11px;
	font-weight:bold;
}
ul#footerNav li .first
{
	padding-left:0;
	color:#88B0B8;
}
ul#footerNav li .last
{
	background:0;
}
ul#footerNav li a:hover
{
	text-decoration:underline;
}
ul#footerNav li .first:hover
{
	text-decoration:none;
}